TERMS & CONDITIONS

Terms & Conditions

Please read these Terms & Conditions carefully before using InstockBroker and its services, tools, broker comparisons, and educational content.

Table of Contents

Acceptance of Terms

These Terms & Conditions (“Terms”) govern your access to and use of InstockBroker, accessible at instockbroker.com (“we”, “our”, “us”, or the “Platform”). The Platform includes all broker reviews, broker comparison pages, brokerage calculators, SIP and lumpsum calculators, top broker lists, IPO information, unlisted share content, the Learn section, Blogs, Trading Apps guides, and any other features or content available through our website.

By accessing or using InstockBroker, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree, please discontinue use of the Platform.

ℹ  Updates to These Terms:  We reserve the right to modify these Terms at any time. Updated Terms will be posted with a revised Last Updated date. Continued use after changes are published constitutes your acceptance.

Nature of the Platform

Financial Education and Comparison Platform Only

InstockBroker is a financial education and stock broker comparison platform. All content published on this Platform — including broker reviews, ratings, comparisons, brokerage calculators, SIP and lumpsum calculators, top broker lists, IPO information, unlisted share data, Learn guides, blog articles, and Trading Apps information — is provided solely for educational and informational purposes.

⚠  Not Investment Advice:  Nothing on InstockBroker constitutes financial advice, investment advice, trading recommendations, or a solicitation to buy or sell any securities, mutual funds, derivatives, or other financial instruments. InstockBroker is not registered as a SEBI Investment Adviser under the SEBI (Investment Advisers) Regulations, 2013 or as a Research Analyst under the SEBI (Research Analysts) Regulations, 2014.

Not a Broker

InstockBroker does not provide brokerage services, execute trades, manage portfolios, hold client funds, open Demat accounts, or act as an intermediary between investors and the securities market. We are a comparison, education, and information platform only.

Eligibility

By using InstockBroker, you represent and warrant that:

  • You are at least 18 years of age
  • You have the legal capacity to agree to these Terms under applicable Indian law
  • You understand that investing in securities markets involves financial risk
  • You will not hold InstockBroker responsible for any investment or broker-selection decisions you make
  • The information you provide to us is accurate and truthful

Services Offered on InstockBroker

Broker Reviews

Our broker reviews are based on our editorial team’s independent research of publicly available information about each broker’s fees, platforms, services, and regulatory standing. Reviews represent our assessment at the time of publication and are subject to change. We do not guarantee that all information in a review is current — always verify brokerage charges, account fees, and platform features directly with the broker before opening an account.

Broker Comparisons

Our broker comparison pages are editorial analyses designed to help investors understand the key differences between specific pairs of brokers. These comparisons are based on publicly available information and our team’s research. They represent our editorial opinion and should not be used as the sole basis for choosing a broker.

Financial Calculators

Our brokerage, SIP, and lumpsum calculators are estimation tools only. All outputs are based on our understanding of each broker’s published fee structure and standard financial formulas and represent estimates, not guaranteed outcomes.

  • Actual brokerage charges may differ due to promotional offers, negotiated rates, GST variations, SEBI turnover fees, or other charges.
  • Actual investment returns may differ from calculator projections.

Always verify charges with the broker and consult a financial adviser for investment planning.

Top Broker Lists

Our Top 10, Top 20, and other ranked lists are editorial assessments based on publicly available data including SEBI active client statistics, published brokerage fees, platform features, and user feedback. Rankings are updated periodically but may not always reflect the most current competitive landscape.

IPO Information

IPO information on InstockBroker is compiled from publicly available sources including SEBI filings, exchange disclosures, and registrar announcements. This information is for educational reference only and does not constitute a recommendation to apply for any IPO.

Unlisted Shares

Content about unlisted shares on InstockBroker is for educational awareness only.

  • Unlisted shares carry significantly higher risk than listed securities
  • Limited price discovery
  • Lower liquidity
  • Reduced regulatory protections

Always conduct proper due diligence before investing.

Learn Section and Blog

All content in the Learn section and Blog is for general educational purposes. It does not constitute personalised financial advice and should not be relied upon as the sole basis for any financial decision.

Acceptable Use

By using InstockBroker, you agree that you will not:

  • Use the Platform for unlawful, harmful, or fraudulent purposes
  • Attempt unauthorised access to systems or servers
  • Scrape or copy broker review data using bots or scripts
  • Reproduce or commercially exploit Platform content
  • Misrepresent InstockBroker content as official financial advice
  • Post false or misleading content
  • Misuse the InstockBroker brand name or logo
  • Disrupt Platform operations

Intellectual Property

All original content on InstockBroker — including broker reviews, educational articles, comparisons, rankings methodologies, calculators, and branding — is protected by applicable copyright and intellectual property laws.

You may use Platform content only for personal, non-commercial, educational purposes.

Affiliate and Commercial Relationships

InstockBroker participates in affiliate marketing programmes with Indian stock brokers and financial product providers.

When users open broker accounts through affiliate links, InstockBroker may earn a commission at no additional cost to the user.

ℹ  Editorial Independence:  Affiliate and commercial arrangements with brokers do not influence our editorial rankings, reviews, or comparisons. Our content is produced independently based on research of publicly available information. We are transparent about our commercial relationships. Affiliate revenue helps us maintain the Platform as a free resource for all users.

Brokerage charges, account opening fees, promotions, and other broker details published on our Platform are based on publicly available information and may change without prior notice. Always verify the latest details directly with the broker before making any decision.

Financial Risk Disclosure

Investing in financial markets involves substantial risk.

Users should understand that:

  • Equity investments can result in capital loss
  • Intraday and F&O trading carry elevated risks
  • SIPs and mutual funds are subject to market fluctuations
  • IPO investments may result in listing losses
  • Unlisted shares involve higher liquidity and regulatory risks

InstockBroker does not guarantee investment outcomes or future returns.

Limitation of Liability

Platform Provided As Is

InstockBroker and all related content, calculators, rankings, and services are provided on an “as is” and “as available” basis without warranties of any kind.

No Liability for Financial Losses

InstockBroker shall not be liable for any financial losses, damages, or consequences arising from the use of broker reviews, calculators, rankings, educational content, or other information available on the Platform.

Third-Party Links

InstockBroker may contain links to third-party broker websites, SEBI, NSE, BSE, AMFI, app stores, financial news sources, and social media platforms.

We are not responsible for the privacy practices, availability, or content of third-party websites.

Indemnification

You agree to indemnify and hold harmless InstockBroker, its team, authors, editors, and affiliates against claims, liabilities, damages, or expenses arising from your use of the Platform or violation of these Terms.

Governing Law

These Terms & Conditions shall be governed by the laws of India.

Any disputes shall fall under the jurisdiction of competent courts in India.

If any provision is deemed invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Contact Us

For any questions regarding these Terms & Conditions:

Website: InstockBroker Contact Page

Email: [email protected]

Platform: InstockBroker (instockbroker.com)

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