Terms & Conditions

Written ByInstockBroker Team Updated on

1. Acceptance of Terms

These Terms & Conditions (“Terms”) govern your access to and use of InstockBroker, accessible at instockbroker.com (“we”, “our”, “us”, or the “Platform”). The Platform includes all broker reviews, broker comparison pages, brokerage calculators, SIP and lumpsum calculators, top broker lists, IPO information, unlisted share content, the Learn section, Blogs, Trading Apps guides, and any other features or content available through our website.

By accessing or using InstockBroker, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree, please discontinue use of the Platform.

ℹ  Updates to These Terms:  We reserve the right to modify these Terms at any time. Updated Terms will be posted with a revised Last Updated date. Continued use after changes are published constitutes your acceptance.

2. Nature of the Platform

2.1 Financial Education and Comparison Platform Only

InstockBroker is a financial education and stock broker comparison platform. All content published on this Platform — including broker reviews, ratings, comparisons, brokerage calculators, SIP and lumpsum calculators, top broker lists, IPO information, unlisted share data, Learn guides, blog articles, and Trading Apps information — is provided solely for educational and informational purposes.

⚠  Not Investment Advice:  Nothing on InstockBroker constitutes financial advice, investment advice, trading recommendations, or a solicitation to buy or sell any securities, mutual funds, derivatives, or other financial instruments. InstockBroker is not registered as a SEBI Investment Adviser under the SEBI (Investment Advisers) Regulations, 2013 or as a Research Analyst under the SEBI (Research Analysts) Regulations, 2014.

2.2 Not a Broker

InstockBroker does not provide brokerage services, execute trades, manage portfolios, hold client funds, open Demat accounts, or act as an intermediary between investors and the securities market. We are a comparison, education, and information platform only.

3. Eligibility

By using InstockBroker, you represent and warrant that:

  • You are at least 18 years of age
  • You have the legal capacity to agree to these Terms under applicable Indian law
  • You understand that investing in securities markets involves financial risk
  • You will not hold InstockBroker responsible for any investment or broker-selection decisions you make
  • The information you provide to us is accurate and truthful

4. Services Offered on InstockBroker

4.1 Broker Reviews

Our broker reviews are based on our editorial team’s independent research of publicly available information about each broker’s fees, platforms, services, and regulatory standing. Reviews represent our assessment at the time of publication and are subject to change. We do not guarantee that all information in a review is current — always verify brokerage charges, account fees, and platform features directly with the broker before opening an account.

4.2 Broker Comparisons

Our broker comparison pages are editorial analyses designed to help investors understand the key differences between specific pairs of brokers. These comparisons are based on publicly available information and our team’s research. They represent our editorial opinion and should not be used as the sole basis for choosing a broker.

4.3 Financial Calculators

Our brokerage, SIP, and lumpsum calculators are estimation tools only. All outputs are based on our understanding of each broker’s published fee structure and standard financial formulas and represent estimates, not guaranteed outcomes. Actual brokerage charges may differ due to promotional offers, negotiated rates, GST variations, SEBI turnover fees, or other charges. Actual investment returns may differ from calculator projections. Always verify charges with the broker and consult a financial adviser for investment planning.

4.4 Top Broker Lists

Our Top 10, Top 20, and other ranked lists are editorial assessments based on publicly available data including SEBI active client statistics, published brokerage fees, platform features, and user feedback. Rankings are updated periodically but may not always reflect the most current competitive landscape. Rankings should be considered alongside your own research and specific investment needs.

4.5 IPO Information

IPO information on InstockBroker is compiled from publicly available sources including SEBI filings, exchange disclosures, and registrar announcements. This information is for educational reference only and does not constitute a recommendation to apply for any IPO. IPO investments carry market risk and past listing performance does not predict future outcomes.

4.6 Unlisted Shares

Content about unlisted shares on InstockBroker is for educational awareness only. Unlisted shares carry significantly higher risk than listed securities, including illiquidity, absence of regulatory protections for listed company shareholders, and limited price discovery. Always conduct thorough due diligence and consult a SEBI-registered adviser before considering any unlisted share investment.

4.7 Learn Section and Blog

All content in the Learn section and Blog is for general educational purposes. It does not constitute personalised financial advice and should not be relied upon as the sole basis for any financial decision. Market conditions, tax laws, and regulatory requirements change frequently — always verify information from authoritative sources before acting on it.

5. Acceptable Use

By using InstockBroker, you agree that you will not:

  • Use the Platform for any unlawful, harmful, or fraudulent purpose
  • Attempt to gain unauthorised access to any part of the Platform, our servers, or connected systems
  • Scrape, harvest, or bulk-extract broker review data, comparison tables, calculator tools, or other content using automated tools, bots, or scripts without our express written consent
  • Reproduce, republish, or commercially exploit any broker reviews, comparisons, calculator tools, articles, or other content from InstockBroker without prior written permission
  • Misrepresent any content from InstockBroker as an official broker communication, SEBI publication, or endorsed financial recommendation
  • Post or transmit any defamatory, false, or misleading content
  • Use the InstockBroker brand name or logo in any way that implies an official endorsement or institutional affiliation without our written consent
  • Interfere with or disrupt the operation of the Platform

6. Intellectual Property

All original content on InstockBroker — including broker reviews, comparison analyses, educational articles, blog posts, calculator interfaces, rankings methodologies, the InstockBroker brand name and logo, and the overall platform design and layout — is the intellectual property of InstockBroker (instockbroker.com) and is protected by applicable Indian and international copyright laws.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use Platform content for your personal, non-commercial, educational purposes only. You may not copy, commercially exploit, republish, or remove any copyright notices from any original content on the Platform without prior written permission.

7. Affiliate and Commercial Relationships

InstockBroker participates in affiliate marketing programmes with Indian stock brokers and financial product providers. When you open a broker account or make a purchase through an affiliate link on our Platform, InstockBroker may earn a commission at no extra cost to you.

ℹ  Editorial Independence:  Affiliate and commercial arrangements with brokers do not influence our editorial rankings, reviews, or comparisons. Our content is produced independently based on research of publicly available information. We are transparent about our commercial relationships. Affiliate revenue helps us maintain the Platform as a free resource for all users.

Brokerage charges, account opening fees, promotions, and other broker details published on our Platform are based on publicly available information and may change without prior notice. Always verify the latest details directly with the broker before making any decision.

8. Financial Risk Disclosure

Investing in the Indian securities market involves significant financial risk. Before opening a broker account or making any investment, users should be aware that:

  • Equity trading involves the risk of loss, including the potential loss of your entire invested capital.
  • Intraday trading and derivatives (futures and options) carry elevated risk due to leverage. Most retail F&O traders incur losses according to SEBI data.
  • SIP and mutual fund investments are subject to market risk and past performance is not indicative of future returns.
  • IPO investments carry risk related to market conditions at listing and may result in losses.
  • Unlisted shares carry significantly higher risk than listed securities due to illiquidity and absence of listed company regulatory protections.

InstockBroker does not guarantee any investment outcomes. Past performance of any broker, stock, fund, or financial instrument is not indicative of future results. Always conduct your own research and consult a SEBI-registered investment adviser before investing.

9. Limitation of Liability

9.1 Platform Provided As Is

InstockBroker and all its content, tools, and features are provided on an “as is” and “as available” basis. We make no warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy of broker data, completeness of comparisons, or uninterrupted availability of the Platform or its calculators.

9.2 No Liability for Financial Losses

To the maximum extent permitted under applicable Indian law, InstockBroker, its team, editors, authors, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use of or reliance on any broker review, comparison, calculator output, ranked list, IPO information, unlisted share content, Learn guide, blog post, or any other content on this Platform. This includes any financial losses incurred in investment or trading activities based on information found on InstockBroker.

10. Third-Party Links

InstockBroker contains links to third-party websites including broker platforms, SEBI portals, NSE and BSE official sites, AMFI, Play Store download links, financial news sources, and social media. These links are for informational convenience only and do not constitute an endorsement. We are not responsible for the accuracy, content, availability, or privacy practices of any third-party website.

11. Indemnification

You agree to indemnify, defend, and hold harmless InstockBroker, its team, editors, authors, and affiliates from any claims, liabilities, damages, costs, or expenses arising from your use of the Platform, your violation of these Terms, or any investment or broker-selection decision made based on content found on InstockBroker.

12. Governing Law

These Terms & Conditions and any disputes arising from your use of the Platform shall be governed by the laws of India. Any legal proceedings shall be subject to the exclusive jurisdiction of the competent courts in India. If any provision is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

13. Contact Us

For any questions about these Terms & Conditions:

Website: https://instockbroker.com/contact-us/
Email: [email protected]
Platform: InstockBroker (instockbroker.com)