Upstox Review 2025: Brokerage Plans, Trading Features, Pros & Cons

Upstox is the fastest-growing discount broker in India, and they deliver an incredible combination of powerful technology and low-cost trading. Regardless of whether you are a first-time investor interested in getting to know the stock market or an expert trader who values speed and efficiency, Upstox will appeal to every type of investor in 2025. It offers competitive brokerage charges, an easy-to-use interface, and feature-loaded platforms, making it a disruption to the traditional broking services.

In this in-depth Upstox review, we will guide you through its account types, fees, trading functions, strengths and weaknesses, and determine whether the platform is suitable to guide your investment track.

About Upstox and Features

Upstox is a leading discount broker that has gained recognition as a firm with low brokerage fees and advanced technology. With a team of reputable funders such as Ratan Tata and Tiger Global behind Upstox, which was launched in 2009, it has developed into a highly trustworthy and efficient platform for millions of users. By 2025, it continues to accommodate new and seasoned traders, as it has an all-in-one, feature-rich experience with several investment categories.

  • Regulated and Secure: Upstox is a SEBI-compliant trading platform that fits all the checklist of compliance in the industry, so the investor is left with no concerns. The site offers higher security options like bank encryption and two-step verification to protect users and their transactions.  
  • Diverse Investment Options: The platform allows the user to trade in various segments such as equities, Upstox intraday charges, futures and options, commodities, and currencies through Upstox. It also provides an option to invest in mutual funds without commission charges, long-term savings in digital gold, and use the IPO applications to get an early option to invest in IPOs.  
  • Fast & Hassle-Free Account Opening: The account opening on Upstox is completely online and takes around 15 minutes or 30 minutes. Users only have to verify using their PAN, Aadhaar and mobile number. The onboarding process at Upstox is instant. Moreover, it will help to prevent any delays, making the platform particularly appealing to novice traders. You are good to go with Upstox trading right away.
  • Affordable Brokerage Charges: Upstox has an economical, transparent pricing structure. Equity delivery trades receive zero brokerage, and a minimum of 20 rupees per order fee is charged on foundation and options in addition to all other Upstox charges. This flat-pricing plan makes cost forecasting ability and profitability easier as both active traders and long-term investors gain.
  • Intuitive and Powerful User Interface: Upstox has simple and a user-friendly App and web interface, which is very easy to use and navigate for a new user. It features real-time market data, quick order execution, and watchlists being customizable watchlists. It also has a clean and responsive interface, and thus users can easily navigate markets and start making trades with confidence, even when they are on the go.

Upstox Account Types

The three main accounts offered by Upstox are Demat Account, Upstox Trading Account and NRI Account, each tailored to the needs of various investors and their trading objectives.

  • Demat Account: Demat Account at Upstox provides its investors with an opportunity to keep their securities (as stocks, mutual funds, bonds or ETFs) in digital form. It removes the physical certificate application and makes subsequent transfer of funds smooth and paperless, whilst enabling secure storage of investments. The account is perfect with long-term investors who buy and hold assets with time, including equity stocks or mutual fund units.
  • Trading Account: The Upstox Trading Account is what allows investors to trade actively, buying and selling securities at the stock exchanges. It is integrated fully with the Demat as well as the bank account, thereby enabling rapid transfer of funds and fast implementation of trades.
  • NRI Account: NRI Accounts are also offered by Upstox along with the selected partner banks, and have been an indelible mix of PIS enabled Demat and Upstox Trading Accounts. Through this arrangement, NRIs can invest in the Indian markets without violating the directions of the RBI and FEMA. It is a great alternative to those Non-Resident Indians who want secure and regulated exposure to Indian equities and mutual fund outside India.

Upstox Brokerage Plans

Upstox has a transparent and inexpensive flat-fee Upstox brokerage, where Upstox trading is affordable to every category of investors. It levies no Upstox brokerage charges on equity delivery and investments in mutual funds, and keeps the maximum number low at only 20 per executed order in other spheres. Such expected pricing is ideal for both novice and active traders.

Upstox brokerage calculator tools are also available online for users to quickly determine potential costs.

Key Trading Features

  • Real-Time Market Data: Upstox provides live information on the market with a very short delay, and traders are informed automatically about any change in price as and when the change takes place. It is highly vital in taking critical decisions in dynamic markets.
  • Advanced Charting Tools: The traders have strong charting capability that utilises the TradingView and ChartIQ applications. An advanced pack of tools offers plenty of technical indicators, drawing tools, and multi-timeframe analysis features, and it is ideal when the user requires a deep market analysis.
  • Smart Order Types: There are also intelligent order types available at Upstox, such as Bracket Orders (BO), Cover Orders (CO) and Good Till Triggered (GTT). These functionalities allow traders to specify the entry, exit and stop-loss price in a single order so that the order execution process becomes more efficient and the operation less risky.
  • Instant Fund Transfers: Upstox makes fund transfer flexible and easy with its integration in most of the prominent Indian banks. It implies that traders will be able to carry out deposit and withdrawal of money operations without delays and keep the work at the trading place.
  • Custom Watchlists and Price Alerts: Through personalised watchlists, users can monitor the stocks of their choice and enable price alerts to be notified when certain prices have been achieved. This will keep traders on edge and will not allow traders to lose opportunities.

Platforms & Tools

Upstox provides a set of snappy and convenient platforms and services, and tools to fit the needs of any type of investor:

  • Upstox app review (Upstox Pro Mobile App): Clean, quick and easy to use application on iOS and Android. It provides on-time market information, sophisticated charts, simple account transfer, and quick placing of orders, which are suitable when trading anywhere.
  • Upstox Pro Web: Very strong browser-based software aimed at serious traders. It features in-built charting capabilities such as TradingView and ChartIQ, along with customised watchlists and multiple asset trading capabilities.
  • Developer API: Upstox allows developers and algorithmic traders to develop their own API and routines to trade based on their strategy by offering APIs.

Pros & Cons of Upstox

Pros of Upstox

  • Zero Brokerage on Equity Delivery: Upstox is a cost-efficient component for long-term investors as the firm supports zero Upstox brokerage charges on delivery trade values in equity shares.
  • Flat ₹20 Brokerage on Other Segments: F&O, commodity, currency and Upstox intraday charges are charged a flat rate of 20/- per order that a trader can plan accordingly at an economical but again predictable cost.
  • Fast and Paperless Account Opening: The whole process of Aadhaar/ PAN onboarding is entirely digital, and thus it would roughly take less than 30 minutes to open up an account.
  • Advanced Platforms and Tools: Real-time feed, intelligent charts, and order-entry control. On theUpstox Appand Web App, it is easy and convenient to trade using TradingView and ChartIQ.
  • Regulated and Safe: Upstox is also a registered organization by SEBI in every aspect meaning that the degree of security and compliance is also high to warrant the trading procedure.
  • Diverse Investment Options: Upstox offers so many various asset categories on the same platform: stocks and F&O, mutual funds, and digital gold, and IPOs.
  • Excellent Mobile Experience: It provides a light, quick, handy, and convenient Upstox app that suits the needs of some of those investors who want to trade anywhere they go.

Cons of Upstox

  • Customer Support Delays: There are also some complaints about how the customer support is slower during peak customer hours.
  • No Free Research Reports: Upstox does not provide detailed stock research or advisory-type services as full-service content does.
  • Charges for Call & Trade: In the process of the call & trade facility, it costs you 50 per order and this is an inconvenience to the people who are making orders through non-digital mediums.

Who Should Use Upstox?

Upstox is a brilliant platform that suits first-time as well as expert traders who want low-priced, power-driven investing. It is the best fit for first-time investors to have a simplified app that has zero Upstox brokerage charges on the delivery of equity and easy access to mutual funds. Dedicated traders will like the fixed 20-Rupee Upstox brokerage, high-speed execution and good charting tools. It also offers NRI account services to NRIs who are interested in trading in Indian markets. In 2025, Upstox will be a perfect online platform, particularly among clients interested in experiencing the advantages of online convenience, discovering the price, and obtaining powerful tools without paying more money as online overtime. When it comes to comparing, or reading any Upstox review 2025, it is quite clear that the platform hits on several levels.

Final Verdict

Yes, Upstox is worth considering in 2025, particularly for individuals possessing a predilection towards low Upstox charges, intuitive platforms and digital convenience. Its zero-cost equity delivery and 20 rupees as its flat fee charge with extensive access to various investment products make it one of the most competitive trading experiences in the Indian stock market. Although it does not provide high-end research tools, the platform compensates for it with strong technology and stability. The Upstox brokerage calculator can justify its low cost to anyone who conducts cost simulations. Upstox review 2025 insights highlight that it offers a sensible combination of price, convenience, and speed, so it can serve the interests of any new investor or professional trader.

FAQs – Upstox Review

Is Upstox good for beginners

Yes, the interface is the best in Upstox, can be easily used, its accounts open fast, and the brokerage system is at the low end, which makes it convenient to use for a beginner. The trading portal is simple, and one does not need to have trading experience. Individuals do not have to go through a lot of problems to penetrate the financial market and invest in mutual funds, stocks or IPOs, so stock investing is a good method to practice and be aware of how to get into the financial market.

How much does Upstox charge per trade?

Upstox levies a fixed commission of 20 INR per order carried out on Upstox intraday charges, F&O, commodities, and currency trade. In terms of equity delivery, brokers earn zero commission, hence making it affordable to long-term investors.  

Does Upstox offer investments in mutual funds?

Yes, Upstox have commission free mutual fund investments in place. The platform also allows you to browse, compare and invest in direct mutual fund plans directly. It is a simple, totally paperless process, and there are no hidden costs or commissions; thus, it is convenient to both the amateur and the veteran investor.  

Is account opening with Upstox free?

Yes, at present, it is free to open a simple Upstox trading and Demat account with Upstox. But in some cases, there can be nominal charges on annual maintenance (AMC) or value-added services by the use you make of your account. The transaction involves a 100 per cent digital process, which takes less than 30 minutes.

Does Upstox offer a mobile app?

Absolutely. Upstox possesses a convenient, simple to use working Upstox app that can be accessed by the proprietors of Android and iOS devices. This application contains market data, customised watchlists, sophisticated charts, order execution in one tap, and fund transfer. It is ideal to be used by investors who like to keep Upstox trading and invest on the move.  

Is Upstox safe and SEBI registered?

Upstox is a completely secure and SEBI-registered firm. It is registered and follows all the regulatory standards, and it has multi-tier encryption and two-step verification to keep the user accounts. Funds and securities are deposited in reputed clearing corporations such as CDSL and NSDL and depositories, ensuring safe Upstox trading.

Can I apply for IPOs through Upstox?

Yes, applying to IPOs through the Upstox app or web platform is quite straightforward. It is auto-swift, online, and UPI operational. As a retail investor interested in new public listings, it is quite convenient, as you can track live IPOs, have an allotment status overview, and apply with a few clicks.

How do I withdraw money from Upstox?

Withdrawing funds is even simpler; all you have to do is log in to your Upstox account and head over to the section called Funds, where you will see an option to place a withdrawal. The money is deposited to your registered bank account within 24-48 hours. 

Are there any hidden charges in Upstox?

No, Upstox is transparent in terms of pricing. Any brokerage charges, transaction fees and taxation details and rates are clearly explained before placing the order. The only thing that could be paid nominal fees is services such as call & trade or annual maintenance; they will be mentioned in advance; there are no hidden commissions or fees, as confirmed by any reliable Upstox brokerage calculator tool.

Does Upstox support intraday trading?

Yes, Upstox supports complete day intraday charges in equities, F&O, commodities and currency. It provides the opportunity to make intraday trades with the help of advanced tools, smart order types, and real-time charts.