Groww Review 2025: Features, Brokerage Charge, & User Experience
The Groww investment platform has become one of the transformative tools of India’s fintech revolution in recent years. Groww was launched with a dream of making investing easy for all people, and already, it has captured the confidence of more than 40 million people around the country. Its no-commission purchases of mutual funds, clean interface, and intuitive functioning have ensured it keeps evolving how young Indians think of wealth generation. In this Groww review 2025, we are going to learn how this platform is giving users the control to organise their finances effectively—be it by stocks, mutual funds, or even intraday trading—and all these with a tap.
Groww Features Overview – What Makes It Popular?
Here are some of the features of the platform:
Clean and Intuitive Interface
One of the best-rated Groww features is its simple and easy-to-use layout. The platform is sleek and engaging, whether for a novice trying their hand at investments or a longtime trader. No clutter, just a clear way toward your financial goals—making it top-rated in every Groww app review.
All-in-One Investment Platform
The ability to be multifunctional is one of the most significant features. Whether it is mutual funds and equities or Futures and Options (F&O), Groww has a one-stop dashboard that allows you to manage everything. This is what has made it a favourite among those who wanted to bundle their investments on the Groww investment platform.
Smart Filters and Live Tracking
Groww provides the smart filter option that allows you to narrow down your search by performance, risk, sector, or returns. When coupled with real-time tracking of stocks and mutual funds, it gives investors enough power to make the right decisions at the right time in fast-paced markets.
Fast KYC and Instant Fund Transfers
There is no complexity in onboarding, and the KYC process is quick at Groww. Instant transfers of funds are also available to the users and result in quick investments without any delays.
Research Tools and Watchlists
Simplified research tools and custom watchlists are also included on the platform, and you can easily monitor your favourite assets and keep your portfolio on track. The flexibility, ease, and fast nature that Groww provides have made it one of the most credible and used investment applications available in India in 2025, and frequently praised in every major Groww review.
Trading Tools offered by Groww :
Live Market Data & Stock Screeners
Groww offers live-market information and user-friendly stock screeners that allow you to sift down individual stocks based on factors such as price, volume, market cap, and performance, supporting many users’ positive Groww trading app review.
Interactive Charts & Company Insights
The platform provides comprehensive charts and company fundamentals, which allow users to decide on investing wisely.
Smart Watchlist
Monitor your most popular stocks by creating a customised watchlist with real-time prices and volumes.
Investment Calculators
Financial planning is made easier by handy tools such as SIP and brokerage estimators.
The tools that Groww offers are strong and easy to use, best suited for new or experienced investors who seek an edge in managing Groww app brokerage charges and portfolio insights.
Seamless Trading with Groww – A Real User Experience Review
Simple Onboarding for All Users
With Groww, it is very easy to get started. The account setup process is easy, without paperwork, and takes minutes regardless of whether you are a beginner or an experienced investor. Simply upload your PAN, use KYC, and you are set.
Fast App Performance
When analyzing all reviews of the Groww trading app, it’s clear that users praise its speed. The application is smooth, displays real-time data immediately and transitions between the pages in an uncommonly responsive manner.
Clean and Intuitive Interface
Groww has one of the most applauded features: its clean design. Its interface is not cluttered, and anyone can easily browse stocks, mutual funds, and F&O without any confusion, earning it constant praise.
Regular Updates
The platform is deploying new releases to provide users with a better experience. The app is updated and reliable, with every new version offering speed enhancements, design modifications and new functionality.
Groww Brokerage Charges Explained
Before settling on a trading platform, it is important to understand the fees charged by a broker. In this part, we break down the Groww brokerage charges for various segments to know what you are going to get.
Equity Delivery
Groww has a brokerage rate of 20 Rupees or 0.05 per cent per trade, whichever is less. Such a transparent pricing model makes equity delivery trading accessible even to small investors, highlighting Groww’s fairness.
Intraday Trading
The same pricing model can be applied even in the case of intraday transactions, i.e. 20 Rupees or 0.05 per cent of executed order (whichever is less). The app offers a flat fee so that you do not pay more when you trade in high volumes.
Futures & Options (F&O)
The commissions on Groww are a flat fee of 20 INR on each Futures/Options trade executed. This is competitive, and it is on par with other big discount brokers in India.
Mutual Funds
Zero commission on direct investing in mutual funds is one of the best Groww features. You can invest in an extremely broad range of mutual funds without any platform costs or hidden fees.
Groww has a fee structure that is transparent and makes it friendly to the investor. The Groww reviewvalues the cost-effective and reasonable prices of the app, particularly for those new investors who would like to avoid substantial brokerage charges.
Intraday and Other Segment Offerings – Can You Trade Like a Pro?
Groww provides all trading segments, and users can exercise flexibility to trade depending on their risk appetite and objectives. Groww has everything that you require, whether you are a long-term investor or a short-term trader.
Equity Delivery
Equity delivery is suitable for long-term investors, as it enables the investor to purchase and hold shares in their Demat account. The best advantage? Reduced broker fees and zero-time constraint. But the performance is sensitive to the long-term market patterns.
Intraday Trading
Imagine you prefer to work quickly, and you like to trade within the day, you will be able to sell and buy the shares within the same day, using intraday. Intraday trading is done on Groww with live data and a responsive app. The limitation? Market monitoring and increased risk.
Futures & Options (F&O)
Experienced traders can venture into the derivatives market. F&O provides the facility of strategic trading, hedging, but it is complex and is more applicable to experienced investors.
It has a simple interface and gives you access to all major segments, which makes Groww the platform to trade smart, whether conservative or bold.
Groww Security & Compliance – Is It Safe to Invest?
Groww takes security seriously, and the facility implements industry-best practices to safeguard your investments. Each of your transactions is secured using bank-level encryption protocols, and your financial information will have the privacy and protection it deserves. Groww is a stockbroker registered with SEBI, and it operates under rigid regulation. It also applies two-factor authentication (2FA) to deny access to the account by unscrupulous persons. Security audits, data storage encryption, and cashier gateway security provide further protection for users. To put it simply, Groww investment platform offers a secure, compliant, and ubiquitous experience to anybody who tries to properly invest in the year 2025.
Pros and Cons of Using Groww in 2025
Pros of Groww
- Beginner-Friendly Interface: The interface is minimal and clean. It is user-friendly and perfect to new investors or stock-market players. This user-first approach earns frequent praise.
- Zero Commission on Mutual Funds: It is one of the most appealing attributes of Groww that allows investing in direct mutual funds without any commission paid. This enables investors to gain more over time and retain their gains, making the Groww app very favourable.
- Flat Brokerage Charges: Groww will charge a fixed commission on each order 20 Rupees, or 0.05 per cent of the amount of the order, whichever is greater. This billing is open and affordable, and contributes to transparent brokerage charges.
- All-in-One Investment Platform: Being a one-app asset, Groww allows customers not only to invest in stocks, mutual funds and intraday trades, but also to invest in derivatives, giving the Groww investment platform very diverse capabilities.
- High-Level Security Measures: Groww protects the security of all financial transactions and user data, being SEBI-registered, with bank-level encryption and two-factor authentication (2FA).
- Paperless and Quick Account Opening: Groww offers a fully online onboarding experience so that anyone can begin investing in minutes by providing their PAN and Aadhaar information.
Cons of Groww
- Limited Research & Advisory Tools: Groww provides basic analysis features. Expert recommendations, in-depth reports, and advanced charting tools are missing, making it less suitable for experienced traders who expect more.
- No Call & Trade Facility: Groww, being a mobile app-only company, can be inconvenient for those who are used to talking to a trader or executing trades over a phone call.
- Basic Order Types and IPO Access: They do not have advanced order types such as bracket or cover orders. IPO offerings exist, but are not as broad or well-oiled as full-service platforms.
Final Verdict – Should You Use Groww in 2025?
In 2025, Groww will be ranked among the best and safest investing apps that Indian investors can use. It has a clean interface, zero commission on mutual funds, and transparent pricing, so it has strong potential to attract consumers, stock traders who want to trade with low frequency, mutual fund investors who need simplicity, and those who feel comfortable about the security. But it might not be all that an intensive F&O or intraday trader would demand, such as the inclusion of sophisticated charting tools, comprehensive research, or quick-action trading capability. Groww review 2025 highlights it as a great platform to begin long-term financial asset building in terms of ease and trust—at an affordable price—among most retail investors in the Indian market.
FAQs About Groww in 2025
Can I apply for IPOs through the Groww app?
Yes, direct application of IPOs is possible in the Groww app. The procedure is completely online and easy to use. Just log in and visit the IPO section, select the company, fill in your bidding details and UPI ID, and apply. When your UPI is certified, your IPO application will be processed.
What segments can I trade in using Groww?
Groww gives you access to trade in various segments such as equity delivery, intraday, and derivatives such as futures and options. In addition to investing in stocks, you can invest in direct mutual funds.
Are there any charges for investing in mutual funds in Groww?
No, there are no commissions or charges when purchasing the direct mutual funds through Groww. The list of mutual fund schemes that you can invest in is very large, and there is no charge to invest in them. It is a commission-free system where investors can maximise their gains without paying additional app charges.
How do I withdraw funds from Groww to my bank account?
Withdrawing can be performed within the app: in the “Funds” section, you need to tap on “Withdraw.” Enter the desired amount and confirm. Your linked bank account will be credited with the money, most often on the same working day and within a maximum of 24 hours.
Can I trade intraday using Groww?
Yes, intraday trading on Groww can be done. Intraday option allows buying and selling of stocks on the same day. The platform provides real-time data, margin access, and a seamless interface, making Groww intraday charges competitive and the overall experience ideal for active traders.
How much is the brokerage of equity delivery on Groww?
Groww has a fixed rate commission of ₹20 or 0.05 per cent upon execution of equity delivery, whichever is lower. This clear fee plan makes Groww affordable for long-term investors and small-value traders.
Does Groww provide portfolio tracking features?
Yes, Groww has extensive portfolio tracking. Keep track of your investments, view current performance, view gains/losses, and mutual fund/stock performance in real time. Detailed charts and breakdowns are also given on the platform to support a smarter Groww app experience.
How secure is the Groww app for financial transactions?
Groww has bank-level encryption, a secure server, and 2-factor authentication (2FA). It is a listed company under SEBI and complies with the entire regulatory principles. The Groww trading app consistently praises it as an extremely secure platform for financial activity.
Is a PAN card mandatory for opening a Groww account?
Yes, a Demat and trading account need a PAN card to open with Groww. It is required to complete KYC verification and is essential for SEBI compliance. You cannot trade or invest in the Groww investment platform without a valid PAN card.
What is the time taken to get shares credited after buying shares on Groww?
After you buy shares on Groww, “T+2” business days after the date of purchase, i.e., two working days, you receive them in your Demat account. This is by SEBI’s standard settlement cycle, making the process consistent and reliable.